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Some basic rules of thumb when dealing with emails that ask you for more information

  • A large company will never use blind emails to ask you for more information. If there is a problem with your account, they will either put it on hold to require you to call in, or they will send you information via regular mail.

  • If a large company does email you for more information, the will always require you to log into their site with a username and password before you can do anything with your credit card.

  • Most companies will never ask you to verify credit card information they already have on file. If there is a discrepancy, they will ask you to type it in again (after you have logged in with your username and password), or show you something like the last 4 digits and ask you to verify it again.

  • No large corporation (especially banks) sends you an email to tell you that they have found money in your name.

  • No company (large or small) will tell you that they have your money and all you need is a credit card and pay $20 to get your 20 million dollars. If they have it, they would offer to take a "finders fee" off the top. Why ask for money when they supposedly have all of yours?

  • At this time, there is no real way to track the number of emails sent. So those offers that say "Send as many as you can and Bill Gates will donate $1 for every email sent, and you could be rich", are totally false. It's just a scam to waste your time and to clog all the mail servers out there.

 

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